پرداخت مشترک: تفاوت میان نسخه‌ها

'''پرداخت مشترک'''، {{به انگلیسی|Co-payment}} در امور [[بیمه]]، به پرداخت قسمتی از هزینه‌های پزشکی یا [[سرماخوردگی|خدمات اورژانسی]] مورد نیاز افرادی که تحت پوشش بیمه درمانی گروهی می‌باشند، اطلاق می‌گردد. اینگونه پرداخت‌ها در عمل فقط در [[ایالات متحده آمریکا]] بکار گرفته می‌شود.<ref>Lindsay, Cotton M. and Bernard Feigenbaum (1984) [http://www.jstor.org/stable/1804016 'Rationing by waiting lists'], American Economic Review 74(3): 404-17.</ref><ref>Diego Varela and Anca Timofte (2011), [http://www.seap.usv.ro/annals/ojs/index.php/annals/article/view/364 'The social cost of hospital waiting lists and the case for copayment: Evidence from Galicia'] {{Webarchive|url=https://web.archive.org/web/20151107044309/http://www.seap.usv.ro/annals/ojs/index.php/annals/article/view/364 |date=7 نوامبر 2015 }}, The USV Annals of Economics and Public Administration 11(1): 18-26.</ref><ref>Cole JA, et al. [http://www.dacp.org/pdf/Cole%20Drug%20copayment%20and%20adherence%20in%20chronic%20heart%20failure%20effect%20on%20cost%20and%20outcom.pdf Drug copayment and adherence in chronic heart failure: effect on cost and outcomes.]{{پیوند مرده|date=سپتامبر ۲۰۱۹ |bot=InternetArchiveBot }} Pharmacotherapy 2006;26:1157-64.</ref><ref>Harvey Rubin, Dictionary of Insurance Terms, 4th Ed. Baron's Educational Series, 2000</ref><ref>[http://www.propertycasualty360.com/2007/01/09/cfa-attacks-insurers-for-overcharging , Arthur D. Postal, " CFA Attacks Insurers For ‘Overcharging’", National Underwriter, Jan 8, 2007]</ref><ref>{{cite web|url=http://www.allbusiness.com/glossaries/loss-ratio/4946945-1.html|title=Loss Ratio definition|accessdate=2010-03-23}}</ref><ref>[http://content.healthaffairs.org/cgi/reprint/16/4/176.pdf James C. Robinson, "Use And Abuse Of The Medical Loss Ratio To Measure Health Plan Performance", Health Affairs, vol 16, No. 4, pp 176 - 187, 1997]</ref><ref>{{Cite news|url=http://www.minnpost.com/dc-dispatches/2010/07/franken-warns-against-weakening-law-health-care-spending|title=Franken warns against weakening law on health-care spending|date=22 July 2010|first=Lauren|last=Knobbe|publisher=Minn Post|accessdate=22 June 2013}}</ref><ref>[http://online.wsj.com/article/SB20001424052748703298504575534513798604500.html Long-Term-Care Premiums Soar – WSJ]</ref>